With these five tips you will save a lot of money in your household.
There are many hidden money and energy guzzlers in the household. The editorial staff has tracked them down for you and explains to you where you can save a lot of money.
Some get themselves an energy consultant in the house, who is to unmask cost traps. Others keep a budget book to keep track of their finances. Some sometimes overlook the real culprits who eat a hole in their wallets. But with a few tricks you can learn how to save money in the household.
Tips and tricks to save a lot of money in the household
As a general rule, if you want to save money, you first have to get a picture of your current expenses. If you know your running costs exactly, you can finally check where you might be paying too much or where you could limit yourself a little.
Apps in the form of a digital financial planner can help. This way you reduce existing costs – and don’t actually have to do much for it. Examples are
Tip 1: Reduce electricity and water consumption
Electricity and gas: In the first step, check your current provider or contract. Do you pay more than, for example, other providers who would be available in your house?
If you find a cheaper supplier, it is advisable to change as soon as possible. You can find out quickly via various electricity tariff calculators on the Internet.
If this is the case, all you have to do is register online with the new provider. This takes over then everything further and quits your old offerer.
But also who switches off before bed going still fast the switches at the socket strips, saves much money. The standby mode eats a lot of electricity – even if you don’t use electrical appliances such as computers & Co. at night – and thus also your hard savings.
However, you shouldn’t pull the plug on refrigerators and other appliances that need to be constantly supplied with power. You can also set the refrigerator thermostat to level one here, for example. It is also advisable to thaw the freezer compartment regularly, otherwise it will consume too much energy. Class A++ refrigerators have the lowest consumption.
Water: Many already know it – if you keep the (warm) water running, you’ll flush a lot of money down the drain. Tip: Take showers more often and bathe less. Also turn off the water while shampooing under the shower.
The same applies to brushing your teeth and rinsing dishes. You can also save money on laundry by collecting more laundry of one colour into a large pile before putting it in the washing machine. In addition, you should only wash at low temperatures such as 30 or 40 degrees. Your clothes will be just as hygienically clean and the environment will thank you for it.
DSL and telephone: You should do the same here as with the electricity provider. Compare the prices and choose a cheaper provider in an emergency. And since the WLAN router and landline phone are also electrical devices, it is best to unplug them at night. Finally most have their mobile phones at night over on, on which you are to be attained at any time.
Miscellaneous: Many already know that tariff changes are cheaper. But what about other everyday cost traps that make life more comfortable? Do you really need the latest Pay TV offer or the latest streaming service? Could you perhaps do without your expensive magazine subscription? Then make short work of it and banish these money eaters from your life.
Tip 2: Share instead of buy
No matter whether car, food or books: For some years now, “sharing instead of buying” has been the trend. The sharing principle means that students, single mothers and people who want to save money can still afford a lot.
Carpooling to work or to the next town is a popular way to save a few euros on petrol – including stimulating conversations. But also food can be divided among each other in a multi-party house. Diverse on-line offerers lure here already with favorable Foodsharing offers.
Even on vacation nobody must do more without. Although package tours can be already very favorable, there are for example partial models such as Couchsurfing, which are unbeatable in the price. The name is program.
Here you can find real estate owners in other cities or foreign countries via the online portal who make their couch available so that you can spend the night on it.
Advantage: Not only do you save the cost of an expensive hotel, but you also get in touch with the people who live there.
Tip 3: Plan food shopping better
But you should not only share food with others, but also use it wisely. After all, who doesn’t know it: again you’ve cooked too many noodles in the evening – and tipped away the rest? Or have you bought far too much and the yoghurt has already expired?
If you want to save money, you should better organize your shopping list in the future. In addition, you should only make one bulk purchase a week and only buy small items briefly during the week.
Especially for families it is advisable to prepare a meal plan for the following week at the weekend. And if you have cooked too much, use the leftovers for your lunch in the office or freeze them. This is usually cheaper than buying five euros or more in the canteen every day, which you may not like very much at the end of the day.
Tip: Although dairy products have a best-before date, in most cases they can still be drunk or eaten a few days later with proper refrigeration. However, if they smell or taste funny, you should throw them in the barrel immediately.
Tip 4: Cancel subscriptions and reduce online shopping
In general, you should not only ask yourself if you really need something for expensive TV or magazine subscriptions. The same applies to (online) shopping. From now on, you should make a point of only going shopping when you really need something.
And the best way to pay for that is always in cash. Who pays finally only with map, loses fast the overview. But if your favourite jeans have a hole, don’t throw yourself away. Try to patch them up – if that’s not enough, you’ll have to bite the bullet for better or for worse.
Tip 5: Form reserves
But if you want to save money, you should also put aside a nest egg. It is advisable to transfer a fixed monthly amount to an overnight deposit account, for example.
And this is not touched under any circumstances. After all, it should serve as a reserve if the washing machine breaks down or the car has to be repaired.